Pet Insurance

  • Is Pet Insurance Reliable?

    Is Pet Insurance Reliable?

    Question: How reliable are pet insurance plans and how long have they been around? I don't want to spend my money and then find out they are not there when I need them. Answer: U.S. pet health insurance was established in 1982 by a company that I founded and operated for 24 years before starting […]

  • Pet insurance monthly payments: worth it?

    Pet insurance monthly payments: worth it?

    Question: I got a quote for my pet and it would cost me $30 per month for pet insurance.  Would I be better off saving $30 per month instead of buying pet health insurance for my pet? Answer: Only if you’re pet is very lucky and you are a diligent saver. Certainly if you can […]

  • I have five pets — how can I afford insurance?

    I have five pets — how can I afford insurance?

    Question: I have five pets, three dogs and two cats.  How can I afford insurance for all five pets? Answer: You can reduce your up-front cost for pet insurance in several ways. First, most companies have discounts for multiple pets. Although the risk of an unexpected accident or illness does not diminish with multiple pets, […]

  • My pet insurance denied my claim, what can I do?

    My pet insurance denied my claim, what can I do?

    Question: My pet health insurance plan denied my claim for my nine year old cat’s diabetes. Is there anything I can do? Answer: You did not state why there was a denial. Diabetes would normally be covered unless it was present prior to the policy effective date. If it was present prior to the policy […]

  • Pet insurance and what to avoid

    Pet insurance and what to avoid

    Understanding pet insurance plans

  • Pet insurance for puppy and older dog?

    Pet insurance for puppy and older dog?

    Question:   I have a new Lab puppy and an adult Golden Retriever. Do I need pet insurance? Answer: Insurance is designed to take risk that you are not willing or unable to take on your own. Pet insurance reimburses you for covered expenses that can occur in the future for your pets. If you […]

  • Pet insurance and reimubursement

    Pet insurance and reimubursement

    Question: I have pet health insurance. When I filed a claim it took nearly two months for the company to reimburse me.  Pet insurance requires that you pay your vet up front and then you’re reimbursed after filing a claim. But I need those funds now. Does all pet insurance take this long to reimburse […]

  • Schwarzenegger VETOED Regulating Pet Insurance

    Schwarzenegger VETOED Regulating Pet Insurance

    Arnold Schwarzenegger VETOED Regulating Pet Insurance, however it is because California already has the right to regulate insurance which includes pets/all insurance, so no need to sign. With less than a week left to act on 765 pieces of legislation, the governor also vetoed 43 bills, including measures that would exempt many state workers from […]

  • About Pet Insurance

    About Pet Insurance

    Should you buy pet health insurance?

  • Treating shock after an injury

    Treating shock after an injury

    Shock is a life-threatening medical condition wherein the dog’s body has an inadequate flow of blood to the body’s tissues, which can cause major damage to organs. A dog in shock needs to get medical help immediately, as shock can worsen rapidly and even kill the dog. What causes shock? The most common cause of […]

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