Why should I consider purchasing pet insurance?

Question:

Why should I consider purchasing pet insurance?

Answer:

Insurance is primarily for two things: the unexpected and the expensive. Too often I see clients confronted with the dilemma of whether or not they can afford a specialist for a serious and unexpected medical condition. If only they had insurance!

The key is to get insurance before your pet develops a medical condition. Once a pet develops a condition, it will be considered pre-existing and you can’t get coverage for it after the fact. It’s a bit like wrecking your car and then trying to get accident insurance for it.

Consider some of the new major medical coverage plans with low annual premiums and higher deductibles to help you out if your pet has a serious medical emergency. Many of the newer pet insurance companies offer complete coverage for all breeds and conditions.