Is pet insurance worth it?
If all dog owners had to worry about were a checkup, yearly shots, and an occasional injury, it would be hard to justify the cost of pet insurance. After all, premiums can run into the thousands of dollars over the life of your pet.
But the fact is that today, pet medical care rivals what's available to humans in complexity and cost. For example, an MRI is a diagnostic tool once reserved for humans but is now available for pets as well--at an average cost of $1,200. Sophisticated procedures such as radiation therapy, can start at $900 and quickly reach $5,000.
And it's not as if it can't happen to you. Statistics show that one out of three pets will need emergency treatment every year, and two out of three experience at least one major health crisis in their lifetimes.
Given these catastrophic and skyrocketing costs, and with monthly premiums as low as $10 for some pets and plans--they average around $35--pet insurance may be a worthwhile option for you and your animals.
But the fact is that today, pet medical care rivals what's available to humans in complexity and cost. For example, an MRI is a diagnostic tool once reserved for humans but is now available for pets as well--at an average cost of $1,200. Sophisticated procedures such as radiation therapy, can start at $900 and quickly reach $5,000.
And it's not as if it can't happen to you. Statistics show that one out of three pets will need emergency treatment every year, and two out of three experience at least one major health crisis in their lifetimes.
Given these catastrophic and skyrocketing costs, and with monthly premiums as low as $10 for some pets and plans--they average around $35--pet insurance may be a worthwhile option for you and your animals.
